Marine Finance Services from NexGen

Financing your next boat with us offers several compelling advantages that can enhance your boating experience:

1. Professional Guidance: Unlike dealing with traditional banks, our Boat Loan Specialists are professionals who understand the intricacies of the boating industry. They can guide you through title searches, marine surveys, and other essential aspects of buying and financing a yacht. We cultivate an ongoing relationship with you, ensuring support throughout the process and beyond.
2. All Details Handled: Purchasing your dream boat involves multiple steps. Our specialists will assist you at every turn, from sea trials to survey processes and Coast Guard documentation. They’ll organize the closing, making the entire journey smoother for you.
3. Faster Credit Decisions: When you apply for a loan through us, expect a swift response. Our network of lenders, well-versed in boats and their buyers, can approve your application within 24 to 48 hours.
4. Longer Financing Terms: We recognize the value of well-maintained boats. Consequently, our loan terms are often more attractive than those offered by local banks and credit unions. You may secure marine loans with terms spanning 15 to 20 years.
5. Lower Down Payments: The down payment depends on the boat’s age, type, price, and your credit profile. While marine lenders typically require 10% to 20%, our specialists can connect you with manufacturer programs that allow for even lower down payments.
6. Lower Monthly Payments: Extended loan terms mean your monthly payments are pleasantly manageable. We match your needs with lenders offering competitive rates and attractive terms.
7. More Electronics and Extras: Want to outfit your boat with optional extras like fish finders, radar, or extended service plans? Our specialists enable you to finance these “necessary” add-ons, enhancing your boating experience.

In summary, financing your boat purchase with NexGen, affords a newer, larger, and more powerful boat, along with essential gear. It’s an investment in your enjoyment of the water, and we’re here to make it happen!